Protocol Assets

A list of lendable and borrowable assets and their Loan To Value and Liquidation Threshold.

Loan to Value

The Loan to Value (LTV) ratio defines the maximum amount of currency that can be borrowed with a specific collateral. It’s expressed in percentage: at LTV=80%, for every 1 ETH worth of collateral, borrowers will be able to borrow 0.8 ETH worth of the corresponding currency. Once a borrow is taken, the LTV evolves with market conditions.

Liquidation Threshold

The Liquidation Threshold (LT) is the percentage at which a position is defined as undercollateralized. For example, a Liquidation threshold of 80% means that if the value rises above 80% of the collateral, the position is undercollateralized and could be liquidated.

The delta between the Loan-To-Value and the Liquidation Threshold is a safety cushion for borrowers

Reserve Factor

The Reserve Factor (RF) allocates a share of the protocol's interests to a collector contract as protocol fees for the Lore Protocol. For more information on how the protocol fees are utilized in the Lore Protocol, please see the Revenue Sharing section.

Liquidation Bonus

The Liquidation Bonus (LB) is the discount on the price of collateral assets when liquidators purchase it as part of the liquidation of a loan that has passed the liquidation threshold.

Asset Profiles

Lore

Scroll Market

Contract	Loan To Value	Liquidation Threshold	Liquidation Bonus
USDC	80%	85%	10%
USDT	80%	85%	12.5%
WETH	80%	85%	10%
wstETH	78%	83%	12.5%
STONE	78%	83%	12.5%
weETH	78%	83%	12.5%
wrsETH	78%	83%	12.5%

If you have questions, please reach out to the Lore team in our official Discord.