# Protocol Assets
A list of lendable and borrowable assets and their Loan To Value and Liquidation Threshold.
{% tabs %}
{% tab title="Loan to Value" %}
The **Loan to Value (LTV)** ratio defines the maximum amount of currency that can be borrowed with a specific collateral. It’s expressed in percentage: at LTV=80%, for every 1 ETH worth of collateral, borrowers will be able to borrow 0.8 ETH worth of the corresponding currency. Once a borrow is taken, the LTV evolves with market conditions.
{% endtab %}
{% tab title="Liquidation Threshold" %}
The **Liquidation Threshold** **(LT)** is the percentage at which a position is defined as undercollateralized. For example, a Liquidation threshold of 80% means that if the value rises above 80% of the collateral, the position is undercollateralized and could be liquidated.
The delta between the Loan-To-Value and the Liquidation Threshold is a safety cushion for borrowers
{% endtab %}
{% tab title="Reserve Factor" %}
The **Reserve Factor (RF)** allocates a share of the protocol's interests to a collector contract as protocol fees for the Lore Protocol. For more information on how the protocol fees are utilized in the Lore Protocol, please see the **Revenue Sharing section**.
{% endtab %}
{% tab title="Liquidation Bonus" %}
The **Liquidation Bonus (LB)** is the discount on the price of collateral assets when liquidators purchase it as part of the liquidation of a loan that has passed the liquidation threshold.
{% endtab %}
{% endtabs %}
## Asset Profiles
{% tabs %}
{% tab title="Lore" %}
## Scroll Market
| | | |
|---|
| Contract | Loan To Value | Liquidation Threshold | Liquidation Bonus |
| USDC | 80% | 85% | 10% |
| USDT | 80% | 85% | 12.5% |
| WETH | 80% | 85% | 10% |
| wstETH | 78% | 83% | 12.5% |
| STONE | 78% | 83% | 12.5% |
| weETH | 78% | 83% | 12.5% |
| wrsETH | 78% | 83% | 12.5% |
{% endtab %}
{% endtabs %}
{% hint style="info" %}
If you have questions, please reach out to the Lore team in our official [Discord](https://discord.com/invite/Fe7Svu5rg3).
{% endhint %}
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