# Protocol Assets

A list of lendable and borrowable assets and their Loan To Value and Liquidation Threshold.

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{% tab title="Loan to Value" %}
The **Loan to Value (LTV)** ratio defines the maximum amount of currency that can be borrowed with a specific collateral. It’s expressed in percentage: at LTV=80%, for every 1 ETH worth of collateral, borrowers will be able to borrow 0.8 ETH worth of the corresponding currency. Once a borrow is taken, the LTV evolves with market conditions.
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{% tab title="Liquidation Threshold" %}
The **Liquidation Threshold** **(LT)** is the percentage at which a position is defined as undercollateralized. For example, a Liquidation threshold of 80% means that if the value rises above 80% of the collateral, the position is undercollateralized and could be liquidated.

The delta between the Loan-To-Value and the Liquidation Threshold is a safety cushion for borrowers
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{% tab title="Reserve Factor" %}
The **Reserve Factor (RF)** allocates a share of the protocol's interests to a collector contract as protocol fees for the Lore Protocol. For more information on how the protocol fees are utilized in the Lore Protocol, please see the **Revenue Sharing section**.
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{% tab title="Liquidation Bonus" %}
The **Liquidation Bonus (LB)** is the discount on the price of collateral assets when liquidators purchase it as part of the liquidation of a loan that has passed the liquidation threshold.
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## Asset Profiles

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{% tab title="Lore" %}

## Scroll Market

<table data-header-hidden><thead><tr><th width="150" align="center"></th><th width="156.41137281726623" align="center"></th><th align="center"></th><th align="center"></th></tr></thead><tbody><tr><td align="center"><strong>Contract</strong></td><td align="center"><strong>Loan To Value</strong></td><td align="center"><strong>Liquidation Threshold</strong></td><td align="center"><strong>Liquidation Bonus</strong></td></tr><tr><td align="center">USDC</td><td align="center">80%</td><td align="center">85%</td><td align="center">10%</td></tr><tr><td align="center">USDT</td><td align="center">80%</td><td align="center">85%</td><td align="center">12.5%</td></tr><tr><td align="center">WETH</td><td align="center">80%</td><td align="center">85%</td><td align="center">10%</td></tr><tr><td align="center">wstETH</td><td align="center">78%</td><td align="center">83%</td><td align="center">12.5%</td></tr><tr><td align="center">STONE</td><td align="center">78%</td><td align="center">83%</td><td align="center">12.5%</td></tr><tr><td align="center">weETH</td><td align="center">78%</td><td align="center">83%</td><td align="center">12.5%</td></tr><tr><td align="center">wrsETH</td><td align="center">78%</td><td align="center">83%</td><td align="center">12.5%</td></tr></tbody></table>
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If you have questions, please reach out to the Lore team in our official [Discord](https://discord.com/invite/Fe7Svu5rg3).
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