# Integrated Lending

Lore features an integrated lending market, automatically making collateral available to borrow externally. This facilitates a constant, integrated yield source for Lore and loreUSD.

When collateral is deposited into Lore to mint loreUSD, it is made available on the Lore lending platform to earn interest from market participants seeking to borrow volatile assets.

Borrowing from the lending protocol requires collateral and Lore facilitates liquidations to protect the collateral of loreUSD and Lore users.

One potential drawback is that if lending protocol utilization is high, loreUSD borrowers who repay their debts may not be able to withdraw their collateral for short periods of time. This is managed by maintaining a reserve within Lore (<100% allocation to the lending market) and further offset by the high interest rates associated with high utilization and is typically mitigated by yield-seekers depositing into the lending platform, or borrowers repaying their high-interest loans, making collateral available.

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If you have questions, please reach out to the Lore team in our official [Discord](https://discord.com/invite/Fe7Svu5rg3).
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